The Self Visa Secured Credit Card offers a modern twist on traditional secured cards. Instead of requiring an immediate deposit, it’s powered by a Credit Builder Account that doubles as a savings tool. This structure allows users to establish or rebuild credit while also setting money aside for future use.
By eliminating barriers like credit checks or large upfront deposits, the Self card makes financial progress accessible to those just starting out or recovering from credit challenges.
Core Benefits of the Self Visa Secured
- No Hard Inquiry
Qualify without a hard pull on your credit report. Perfect for those with little or no credit history who want to avoid hurting their score. - No Initial Deposit Required
Unlike most secured cards, you don’t need to provide funds upfront. Instead, your card is funded through progress made in your Credit Builder Account. - Two-in-One Credit Builder
You begin by making small monthly payments into your Credit Builder Account. After at least three on-time payments and a $100 minimum saved, you unlock the secured Visa. This lets you build history both as a saver and a cardholder. - Reports to All Major Bureaus
Every payment is reported to Experian®, Equifax®, and TransUnion®, ensuring your progress is visible across all credit platforms. - Widely Accepted Visa Card
Use it just like any other Visa—online, in-store, or abroad—while continuing to strengthen your credit profile. - App-Based Management
The Self mobile app centralizes your card and builder account, letting you track savings, monitor your credit score, and manage payments with ease. - Automatic Card Eligibility
No second application is required. Once you’ve met the account milestones (three payments + $100 saved), you can request the card instantly.
Who Can Qualify
Because the Self Visa is linked to a Credit Builder Account, the requirements are simpler than standard cards:
- Be at least 18 years old with a valid SSN
- Open a Self Credit Builder Account
- Make three on-time monthly payments
- Save at least $100 in the account
- Keep your account in good standing
No traditional credit score is needed, making it one of the most inclusive credit tools available.
How to Get Started
- Visit Self.inc and open a Credit Builder Account.
- Select a monthly savings plan (starting as low as $25/month).
- Make three consistent on-time payments.
- Reach at least $100 in savings.
- Unlock and activate your Self Visa Secured Card.
- Use your card responsibly to grow your credit score.
Frequently Asked Questions
How long does it usually take to get the card?
Most users qualify within 3–6 months, depending on their savings plan and payment consistency.
Is this a real credit card?
Yes. Once unlocked, the Self Visa Secured works like any other Visa and reports to all major bureaus.
Will it actually help my score?
Definitely. Both the Credit Builder Account and the card are reported monthly, giving you double the opportunity to show positive payment history.
Do I eventually get my money back?
Yes. At the end of your account term, your savings (minus any fees or interest) are returned if your account is in good standing.Does Self have a mobile app?
Yes. The app allows you to manage both your credit-building account and your secured card in one place.
