Tailored for people working on improving their financial profile, Revvi combines accessibility, security, and flexibility into one card that supports your long-term credit goals.
Unlike many entry-level credit cards, Revvi doesn’t require a security deposit. Instead, it provides an unsecured line of credit and reports your activity to all three major credit bureaus — Experian, Equifax, and TransUnion. With consistent on-time payments, you can steadily build a stronger credit history while enjoying everyday convenience.
Key Benefits of the Revvi Visa
- 1% Cash Back on Purchases – Every purchase earns 1% cash back, which you can start redeeming after six months of account opening.
- Reports to All Three Credit Bureaus – On-time payments are recorded with Experian®, Equifax®, and TransUnion®, strengthening your credit profile over time.
- No Deposit Required – Unlike secured cards, there’s no upfront deposit needed to open your account.
- Flexible Credit Limits – Credit lines are customized to your profile, with opportunities for limit increases as you demonstrate responsible use.
- Mobile App Access – Manage your card from anywhere with an intuitive mobile app for payments, balance tracking, and alerts.
- Upgrade Path – Responsible cardholders may eventually qualify for an unsecured upgrade with higher limits and extra benefits.
- Fraud Protection – Stay protected with security measures that monitor and block unauthorized activity.
- Customizable Account Alerts – Get notified of due dates, spending activity, or limit changes to help keep you on track.
- Free Credit Resources – Access financial education tools to better understand credit management and make smarter money choices.
Things to Keep in Mind
- Annual Fee Applies – There is an annual cost for carrying the card, which reduces your initial available credit.
- High APR – Carrying a balance can lead to expensive interest charges. Paying in full each month is the best strategy.
- Modest Starting Credit Limit – Initial limits may be low but can increase with consistent on-time payments.
Application Requirements
To qualify for the Revvi Visa Credit Card, applicants must:
- Be at least 18 years old (19 in some states).
- Have a verifiable income source.
- Provide a valid Social Security Number.
- Be a U.S. resident with a confirmed address.
- Not currently have a Revvi account in good standing.
How to Apply
- Visit the Revvi official website.
- Start the application by entering your personal and financial details.
- Submit required documents for verification (ID, proof of income, etc.).
- Review the terms, including fees and interest rates.
- Submit your application securely online.
- If approved, receive your Revvi Visa by mail within 7–10 business days.
Frequently Asked Questions
1. Does Revvi charge an annual fee?
Yes, the card has an annual fee. The exact amount will depend on your offer and is deducted from your initial credit line.
2. Can I use the Revvi Card abroad?
Yes, Revvi Visa is accepted worldwide anywhere Visa is honored. However, foreign transaction fees may apply.
3. How much cash back can I earn?
You earn a flat 1% cash back on all purchases, redeemable in $5 increments (500 points) after six months of account opening.
4. Will using the Revvi Card help build my credit?
Yes, Revvi reports your payment history to all three major credit bureaus each month, helping you improve your credit profile with responsible use.
5. How can I manage my account?
You can track spending, make payments, and view rewards online or through the Revvi mobile app.
The Revvi Visa Credit Card is an accessible option for people rebuilding or starting their credit journey. With its combination of credit bureau reporting, 1% cash back rewards, and no deposit requirement, it offers a solid path toward better credit health — provided you use it responsibly and pay balances on time.
