From day-to-day purchases to bigger, planned expenses, TD FlexPay adapts to you. Its flexible features are designed to streamline cash flow, elevate convenience, and help you squeeze extra value from every transaction.
Picture payment options that bend to your budget and ongoing rewards that stack as you shop. Whether you’re stocking up or splurging, this card makes it easy to turn routine spending into tangible benefits—minus the hassle.
Welcome to a new phase of money management: TD FlexPay puts flexibility and rewards front and center so you can manage, track, and thrive with confidence.
TD FlexPay Credit Card Benefits
Flexible Payment Options: Take charge of timing with customizable ways to pay. Settle in full or spread costs over time—the card’s FlexPay tools adjust to your cash-flow needs for added clarity and calm.
Earn Rewards on Every Purchase: Your everyday buys work harder. From groceries to getaways, earn rewards on all eligible purchases and turn regular spending into real value.
No Annual Fee: Keep more in your pocket. Enjoy the card’s full suite of benefits without paying a yearly fee—smart for budgets of any size.
Enhanced Security Features: Shop with assurance. Real-time alerts, proactive monitoring, and layered protection help guard against suspicious activity and unauthorized charges.
Visa Zero Liability: With Visa’s multi-layered fraud defenses, you won’t be responsible for unauthorized transactions—extra peace of mind wherever you pay.
Exclusive Offers and Discounts: Unlock cardholder-only savings on dining, shopping, and more. Limited-time deals add bonus value to your everyday routine.
Comprehensive Travel Benefits: Hit the road with confidence. Access travel assistance and insurance benefits that support you before, during, and after your trip.
Purchase Protection: Eligible new items get coverage against damage or theft—so you can buy with confidence and protect what matters.
Concierge Service: Need a hand with reservations or travel plans? Your concierge can help coordinate details so you can focus on the experience.
Flexible Credit Limits: Limits that scale with your needs—whether you’re handling monthly essentials or making a larger one-off purchase.
Access to Financial Tools: Track spending, view rewards, and manage your account anytime. Intuitive online and mobile tools keep everything at your fingertips.
Who Can Apply?
- Age: 18 or older
- Income: Sufficient income to manage credit responsibly
- Credit History: Generally favors applicants with solid credit
- Residency: Legal resident of the issuing country
How to Apply?
- Visit the TD Bank website and navigate to the TD FlexPay Credit Card page.
- Complete the application with your personal and financial details.
- Submit any requested documents to verify identity and income.
- Review and send your application for processing.
- Await a decision—if approved, your TD FlexPay card will be on its way.
TD FlexPay Credit Card Frequently Asked Questions
How do I check my rewards balance?
Log in to your TD online or mobile banking to view rewards, recent earnings, and redemption options.
Can I add authorized users to my account?
Yes. You can add authorized users; additional terms and limits may apply.
What if my card is lost or stolen?
Contact TD Bank immediately. They’ll block the card and arrange a replacement.
How can I request a credit limit increase?
Apply through your online account or by calling customer service. Approval is based on creditworthiness and account history.
What travel benefits are included?
Expect travel assistance and insurance features designed to support trip planning and protection—see your benefits guide for full details.
